For South African businesses

Business Funding from R20,000 to R10 Million

Working capital, growth capital and cash-flow support for established South African businesses. Repayment terms from 1 to 12 months, assessed and approved by our team.

Funding that scales

Access between R20,000 and R10 million, matched to the size and trading history of your business.

Terms from 1 to 12 months

Choose a repayment period that fits your cash-flow cycle, from a single month up to a full year.

Assessed by real people

Every application is reviewed manually by our credit team — no automated decisions.

Qualifying criteria

Minimum requirements

To be considered for business funding, your business should meet the following minimum criteria:

  • The business must have been operating for at least 6 months.
  • The business must generate at least R50,000 per month in turnover.
  • Company bank statements covering the most recent 6 months must be provided.
  • All required supporting documentation must be supplied.

All applications are subject to assessment and approval. Meeting the minimum requirements does not guarantee funding.

Supporting documents

What you will need to upload

Have these documents ready before you start — it keeps your application moving.

  • Directors' ID Copies
  • Shareholders' ID Copies
  • Proof of Residence for Directors
  • Proof of Residence for Shareholders
  • Company Bank Statements (most recent 6 months)
  • Company Bank Account Confirmation Letter
  • Audited Annual Financial StatementsOptional — not compulsory

Ready to fund your next step?

Complete the business funding application online. Our credit team will review your submission and contact you regarding the next steps.

Apply for Business Funding